These embrace a cash-out refinance, a FHA 203 loan, a Fannie Mae HomeStyle loan and a Freddie Mac CHOICERenovation Mortgage. There are also Energy-Efficient Mortgages, or EEMs, that let you finance energy-efficient improvements to your house as part of an FHA or VA mortgage. Homeowners ought to compare the cost with acquiring a house fairness loan or house fairness line of credit , since these options could additionally be less expensive or more versatile.
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